Public Service Niucare Association Inc
Mipla Wantok Bilong Yu !
The Niucare Plan
The Niucare Plan offers comprehensive protection with four main Plans: Medical Cover, Funeral Cover, Total and Permanent Disability benefits, and access to the Welfare Development Fund. It is founded on the concept of mutual assistance and depends on the Public Servant paying their contributions according to regulations where each member benefits from The Fund contributed to by each member.
This plan is designed provide you and your loved ones with peace of mind, ensuring you're supported during life's unexpected challenges. Experience the security and support that comes with the Niucare Plan, tailored for your needs.
Medical Cover
Funeral Cover
Permanant Disability
Welfare Development Fund
Who is eligible?
All active Public Servants not exceeding sixty-five (65) years of age are automatically enrolled in The Niucare Plan.
The Niucare Plan only covers the public servant. Enrolment of spouse and children will be deployed after all active employees of the Public Service have been onboarded successfully.
Policy Limits
Cover
Contribution Rate
Medi Care Cover Benefits
Funeral Care
Cover Benefits
Public Servant
Plan
Compulsory
2.7% of Fortnight Salary
Max Coverage : K150,000
or
1000 X F/N contributions
(whichever is lesser)
Max Coverage: K200,000
or
1000 X F/N contributions
(whichever is lesser)
Public Servant
+
Family Plan
Voluntary
5.7% of Fortnight Salary
Max Coverage : K150,000
or
500 X F/N contributions
(whichever is lesser)
Max Coverage : K200,000
or
500 X F/N contributions
Legal Spouse 250 x F/N Contribution
Legal Children (whichever is lesser)
Executive Plan
Voluntary
Voluntary Increase
on Application at 1000 X F/N Contribution Maximum
Max Coverage: K300,000
or
1000 X F/N contributions
(whichever is lesser)
Max Coverage: K200,000
or
1000 X F/N contributions
(whichever is lesser)
Key Features
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Automatic membership for public servants, with coverage extended to their spouses and children upon application.
-
Nil deductibles and 100% coverage for reasonable and customary charges within the specified sub-limits​.
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Contributions are deducted before taxable income with the Government of PNG subsidizing contributions payable to the Association.
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Continuous Coverage and Benefits upon, fortnightly contributions received, for the family of the member following the death and/or retirement of the contributing member for 12 months.
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Provision of medical and repatriation funds for urgent and emergency situations.
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Funeral indemnity payments within 48 hours.
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Funeral Benefits (In the event of death) is payable directly to the declared beneficiaries within six months.
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Access to a medical outpatient panel for general practitioner and specialist services, offering cashless visits to a network of clinics through a smart card which are subject to applicable co-payments and annual limits.
Additional Benefits
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Modernize and improve the infrastructure of government hospitals, rural health clinics, and many legally registered unions and associations who shall benefit from this communal mutual concept of wantok helping wantok.
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​NIL CLAIMS REBATE (NCR) for contributing member & registered dependents for that calendar year– 33.30% of total contribution is set aside to refinance existing microfinance loans of our members to affordable Rates that shall be at Base Lending Rate (BLR) plus 2 % per annum from their PSNA Savings Account
The Positive Impact
PSNA Inc Fund's experiences are declared annually, contributing to:
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Increased employment and productivity in the health care sectors.
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Positive spillover effect to other industries
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Development of healthcare industries, attracting foreign investment into PNG.
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Reduced healthcare costs for the government.
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Boosted economic investment in local healthcare sectors.
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Financial protection through a cashless scheme.
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Significant savings in administrative costs by the Government.
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Enhanced healthcare, quality and improved expectancy for the people of Papua New Guinea.
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Improvement in key health indicators, leading to a reduction in morbidity and mortality rates.
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Fixed upfront contributions to transfer entire risks to the Fund.
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Generation of revenue through personal and corporate taxes as well as GST.
Service Provider Partners
We are thrilled to announce that several potential service providers have expressed interest in partnering with PSNA! As we move towards the end of the year, we will be issuing service contracts that will pave the way for exciting collaborations ahead. Stay tuned for more updates as we embark on this journey together!
1. Four Mile Medical Centre
2. Niugini Medical Services Ltd
3. Diamond International Medicentre Limited
4. New Ireland Provincial Health Authority
5. Pacific International Hospital
6. Western Highlands Provincial Health Authority
7. Larrek Investment LTD
8. Nanga Medical and Dental Centre
9. Red White Medical & Public Health Services
10. National Department of Health
11.Eric's Medical Services
Become a Registered Partner Today
Join us for an exciting opportunity to become a Service Provider Partner with PSNA! We're extending a nationwide invitation to all Medical Services, Funeral Home Services, Coffin Makers, and Transportation Services for Land, Air, and Sea to register with us and connect with our dedicated members by ensuring they are offered the services they need. By partnering with us, you'll expand your reach and enhance your service offerings. Terms and Conditions apply.
Don't miss out—register today!
