Public Service Niucare Association Inc
Mipla Wantok Bilong Yu !
Medical Care Cover
Experience peace of mind with a thorough overview of your medical benefits. Take the steps to secure your health today and enjoy the coverage you deserve. Don't wait. Prioritize your well-being now!
Key Features
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100% reimbursement policy for reasonable and customary medical expenses incurred within specified sub-limits. No deductibles applied.
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Nil policy exclusions other than being of criminal in nature and against standard public acceptable practise.
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Medical repatriation advance cash payment not exceeding 50% of estimated cost on receipt of satisfactory documents being furnished by the eligible assured member.
Medical Care Benefits and Limits
As members, you are entitled to the below Medical Benefits in a calendar year.
No
Benefit
Reimbursement Limit
1.
In-Patient Treatment Including:
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Prescribed medication.
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Intensive Care Unit related services
K500 per day subject to maximum of 30 days
2.
Pre-Hospitalization 15 days
before post-hospitalization 30 days after
K5,000 per calendar year
3.
Dental Services
K2,000 per eligible member calendar year
4.
Optical
K2,500 per calendar year
General Practitioner Consultation
5.
6.
Specialist Consultation on Referral
K2,500 per calendar year
7.
Pregnancy
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Pre-natal
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Childbirth
K2,500 per calendar year
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Post Natal
Additional Benefit
K1,000 per calendar year
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Newborn Baby
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Care benefit
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Health Check up
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Vaccination
8.
Diagnostics
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X-Ray
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Ultrasound
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Haematology
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Clinical Micros copy
K2,500 per diagnostics investigation per calendar year
9.
MRI & CT scan
K2,500 per calendar year
10.
Renal Dialysis & any major chronic illnesses upon approval by PSNA.
K10,000 per calendar year
11.
Oncology
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Chemotherapy
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Radiotherapy Immunotherapy
K10,000 per calendar year
12.
Ambulance Services (Land/Air/Sea)
K2,000 per calendar year
13.
Incidental overseas medical.
14.
Medical Repatriation.
K50,000 maximum aggregate per calendar year to the nearest available Medical. Facility in Australia, Singapore or Philippines, with consent from PSNA.
The association at its own discretion allow advance cash payment not exceeding 50.0% of the estimated cost upon satisfactory documents
being furnished upon the request by the eligible member.
K50,000 maximum aggregate per calendar year
K2,500 per calendar year
Submitting a Medical Expense Claim
When submitting a medical expense claim, you will need to submit the following documents:​​
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Medical Expense Claim Form
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Medical Invoice
Send to claims@niucare.com.pg. Wait 48 hours before you do a follow up on your claim.
